Alior Bank's non-performing loans reached 9.32% of total loans at the end of 2015, up from 8.96% when compared to the previous year. Historically, the NPL ratio hit an all time high of 9.32% in 2015 and an all time low of 2.22% in 2009.
Provision coverage amounted to 58.1% at the end of 2015, up from 53.5% compared to a year earlier.
The bank created loan loss provisions worth of 2.46% of average loans in 2015. That's compared to 2.41% of loans the bank put aside to its cost on average in the last five years.