Alpha Bank Romania's net interest margin amounted to 2.59% in 2015, down from 3.11% when compared to the previous year.
Historically, the bank’s net interest margin reached an all time high of 9.07% in 2000 and an all time low of 2.17% in 2007. The average margin in the last five years amounted to 3.02%.
Average asset yield was 3.48% in 2015, down from 4.63% when compared to previous year. On the other hand, cost of funding amounted to 0.977% in 2015, down from 1.67%.
When compared to bank's main peers, Banca Commerciala Romana operated in 2015 with a net interest margin of 3.21% in 2015, BRD Groupe Societe Generale reached 3.15% and Raiffeisen Bank Romania some 3.50%.