Banca Transilvania's net interest margin amounted to 3.41% in 2015, down from 3.46% when compared to the previous year.
Historically, the bank’s net interest margin reached an all time high of 7.33% in 2004 and an all time low of 3.30% in 2013. The average margin in the last five years amounted to 3.50%.
Average asset yield was 4.53% in 2015, down from 5.28% when compared to previous year. On the other hand, cost of funding amounted to 1.27% in 2015, down from 2.04%.
When compared to bank's main peers, Banca Commerciala Romana operated in 2015 with a net interest margin of 3.21% in 2015, BRD Groupe Societe Generale reached 3.15% and Raiffeisen Bank Romania some 3.50%.