Bank BPH's capital adequacy ratio reached 16.6% at the end of fourth quarter of 2015, down from 16.9% when compared to the previous quarter. Historically, the bank’s capital ratio hit an all time high of 17.2% in 2Q2014 and an all time low of 12.1% in 2Q2010.
The Tier 1 ratio amounted to 14.2% at the end of fourth quarter of 2015, down from 14.3% compared to the same period of last year and down from 14.5% when compared to the the previous quarter.
Bank's loan to deposit ratio reached 86.1% at the end of 4Q2015, up from 83.0% when compared to the same period of last year.
When compared to bank's main peers, ING Bank Slaski ended the fourth quarter of 2015 with a capital adequacy ratio at 13.7% and loans to deposits of 82.6%.