BRD Groupe Societe Generale's capital adequacy ratio reached 19.1% at the end of 2015, up from 18.5% when compared to the previous year. Historically, the bank’s capital ratio hit an all time high of 21.3% in 2002 and an all time low of 11.7% in 2008.
The Tier 1 ratio amounted to 19.1% at the end of 2015, up from 17.8% compared to a year earlier.
Bank's loan to deposit ratio reached 65.1% at the end of 2015, down from 74.5% when compared to the previous year.
When compared to bank's main peers, Banca Commerciala Romana ended the year 2015 with a capital adequacy ratio at 21.7% and loans to deposits of 76.1%, Banca Transilvania with 22.6% and 65.9% respectively and Raiffeisen Bank Romania some 18.5% in terms of capital adequacy and 76.5% of loans to deposits at the end of 2015.