Ceskomoravska Stavebni Sporitelna's net interest margin amounted to 1.63% in 2016, up from 1.62% when compared to the previous year.
Historically, the bank’s net interest margin reached an all time high of 2.40% in 2001 and an all time low of 1.17% in 2005. The average margin in the last five years amounted to 1.60%.
Average asset yield was 3.22% in 2016, down from 3.39% when compared to previous year. On the other hand, cost of funding amounted to 1.70% in 2016, down from 1.89%.
When compared to bank's main peers, Modra Pyramida Stavebni Sporitelna operated in 2016 with a net interest margin of 1.68% in 2016, Raiffeisen Stavebni Sporitelna reached 1.22% and Stavebni Sporitelna Ceske Sporitelny some 1.15%.