Creditas's net interest margin amounted to 2.79% in 2016, up from 2.66% when compared to the previous year.
Historically, the bank’s net interest margin reached an all time high of 6.29% in 2011 and an all time low of 2.66% in 2015. The average margin in the last five years amounted to 3.47%.
Average asset yield was 4.95% in 2016, down from 5.20% when compared to previous year. On the other hand, cost of funding amounted to 2.48% in 2016, down from 2.85%.