Creditas's capital adequacy ratio reached 11.8% at the end of first quarter of 2017, down from 13.4% when compared to the previous quarter. Historically, the bank’s capital ratio hit an all time high of 14.4% in 1Q2016 and an all time low of 10.4% in 1Q2014.
The Tier 1 ratio amounted to 11.7% at the end of first quarter of 2017, down from 14.3% compared to the same period of last year and down from 13.3% when compared to the the previous quarter.
Bank's loan to deposit ratio reached 36.1% at the end of 1Q2017, down from 78.2% when compared to the same period of last year.
When compared to bank's main peers, Ceska Sporitelna ended the first quarter of 2017 with a capital adequacy ratio at 19.1% and loans to deposits of 71.4%, CSOB with 17.4% and 73.4% respectively and Komercni Banka some 15.7% in terms of capital adequacy and 76.7% of loans to deposits at the end of the first quarter of 2017.