Erste Group Bank's capital adequacy ratio reached 18.2% at the end of 2022, down from 19.5% compared to the previous year. Historically, the bank’s capital ratio hit an all time high of 19.7% in 2020 and an all time low of 9.80% in 2008.
The Tier 1 ratio amounted to 15.8% at the end of 2022, down from 16.5% compared to a year earlier.
Bank's loan to deposit ratio reached 90.2% at the end of 2022, up from 85.6% when compared to the previous year. Some 10 years ago, loan to deposit ratio of the bank amounted to 101%.
Comparing Erste Group Bank with its closest peers, Raiffeisen Bank Int. ended the year 2022 with a capital adequacy ratio at 20.0% and loans to deposits of 82.5% and PKO BP with 17.8% and 68.2% respectively.
You can see all the bank’s data at Erste Group Bank Profile, or you can download a report on the bank in the report section.
Helgi Library 
