Erste Group Bank's net interest margin amounted to 2.13% in the fourth quarter of 2016, up from 2.09% when compared to the previous quarter.
Historically, the bank’s net interest margin reached an all time high of 2.29% in 4Q2013 and an all time low of 2.09% in 3Q2016. The average margin in the last six quarters amounted to 2.16%.
Average asset yield was 2.84% in 4Q2016, down from 3.58% when compared to the same period last year. On the other hand, cost of funding amounted to 0.763% in 4Q2016, down from 1.46%.
When compared to bank's main peers, OTP Group operated in the fourth quarter of 2016 with a net interest margin of 4.81%.