First Investment Bank's capital adequacy ratio reached 14.7% at the end of 2015, down from 14.9% when compared to the previous year. Historically, the bank’s capital ratio hit an all time high of 15.9% in 2005 and an all time low of 12.6% in 2011.
The Tier 1 ratio amounted to 14.2% at the end of 2015, up from 13.6% compared to a year earlier.
Bank's loan to deposit ratio reached 72.5% at the end of 2015, down from 76.4% when compared to the previous year. Some 10 years ago, loan to deposit ratio of the bank amounted to 114%.
When compared to bank's main peers, DSK Bank ended the year 2015 with a capital adequacy ratio at 17.3% and loans to deposits of 66.9%, United Bulgarian Bank with 28.2% and 82.4% respectively and Raiffeisenbank Bulgaria some 36.5% in terms of capital adequacy and 74.8% of loans to deposits at the end of 2015.