Home Credit Group's net interest margin amounted to 12.6% in 2016, down from 14.3% when compared to the previous year.
Historically, the bank’s net interest margin reached an all time high of 21.9% in 2008 and an all time low of 12.6% in 2016. The average margin in the last five years amounted to 15.6%.
Average asset yield was 18.0% in 2016, down from 22.1% when compared to previous year. On the other hand, cost of funding amounted to 6.14% in 2016, down from 9.11%.