Hypotecni Banka's capital adequacy ratio reached 33.5% at the end of 2016, down from 36.6% when compared to the previous year. Historically, the bank’s capital ratio hit an all time high of 43.5% in 2012 and an all time low of 33.5% in 2016.
The Tier 1 ratio amounted to 32.9% at the end of 2016, down from 36.1% compared to a year earlier.
Bank's loan to deposit ratio reached 63,204% at the end of 2016, up from 50,518% when compared to the previous year.
When compared to bank's main peers, Ceska Sporitelna ended the year 2016 with a capital adequacy ratio at 20.1% and loans to deposits of 73.2%, CSOB with 18.5% and 79.4% respectively and Komercni Banka some 16.2% in terms of capital adequacy and 83.0% of loans to deposits at the end of 2016.