Hypotecni Banka's net interest margin amounted to 1.80% in 2016, down from 1.93% when compared to the previous year.
Historically, the bank’s net interest margin reached an all time high of 3.17% in 2000 and an all time low of 1.69% in 2008. The average margin in the last five years amounted to 2.09%.
Average asset yield was 2.86% in 2016, down from 3.30% when compared to previous year. On the other hand, cost of funding amounted to 1.23% in 2016, down from 1.59%.