K&H Bank's non-performing loans reached 7.34% of total loans at the end of 2016, down from 10.2% when compared to the previous year. Historically, the NPL ratio hit an all time high of 18.1% in 2014 and an all time low of 6.53% in 2008.
Provision coverage amounted to 50.1% at the end of 2016, up from 46.6% compared to a year earlier.
The bank created loan loss provisions worth of 0.872% of average loans in 2016. That's compared to 1.24% of loans the bank put aside to its cost on average in the last five years.