mBank's capital adequacy ratio reached 18.6% at the end of third quarter of 2016, up from 18.3% when compared to the previous quarter. Historically, the bank’s capital ratio hit an all time high of 19.0% in 1Q2016 and an all time low of 14.7% in 4Q2014.
The Tier 1 ratio amounted to 15.9% at the end of third quarter of 2016, up from 14.1% compared to the same period of last year and up from 15.6% when compared to the the previous quarter.
Bank's loan to deposit ratio reached 95.1% at the end of 3Q2016, down from 101% when compared to the same period of last year.
When compared to bank's main peers, ING Bank Slaski ended the third quarter of 2016 with a capital adequacy ratio at 14.8% and loans to deposits of 87.1%.