Českomoravská Stavební Spořitelna (ČMSS) is the dominant leader of the building savings market in the Czech Republic. At the end of 2012, the Bank had a 43.6% share on the market of building loans and 35.1% of total building savings deposits. Its dominant market position and dramatic increase in volumes in the last decade (assets have increased 4.4-fold since 1998) brought in impressive cost efficiency improment.
Helgi Library 
