OTP Group's non-performing loans reached 9.20% of total loans at the end of 2017, down from 14.7% when compared to the previous year. Historically, the NPL ratio hit an all time high of 19.1% in 2012 and an all time low of 3.37% in 2001.
Provision coverage amounted to 99.3% at the end of 2017, up from 96.8% compared to a year earlier.
The bank created loan loss provisions worth of 0.568% of average loans in 2017. That's compared to 3.28% of loans the bank put aside to its cost on average in the last five years.