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Stavebni Sporitelna Ceske Sporitelny - Asset Quality

NPLs (As % Of Loans) & Provisions (As % Of NPLs)
Banking | Czechia | June 16, 2023
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Excel Sheet

Stavebni Sporitelna Ceske Sporitelny's non-performing loans reached 1.01% of total loans at the end of 2022, down from 1.21% compared to the previous year. Historically, the NPL ratio hit an all time high of 4.81% in 2013 and an all time low of 0.303% in 2000.

Provision coverage amounted to 98.3% at the end of 2022, up from 90.5% compared to a year earlier.

The bank created loan loss provisions worth of -0.002% of average loans in 2022. That's compared to -0.122% of loans the bank put aside to its cost on average in the last five years.

Comparing Stavebni Sporitelna Ceske Sporitelny with its closest peers, CSOB Stavebni Sporitelna operated at the end of 2022 with NPL ratio of 1.55% and provision coverage of 85.2%, Raiffeisen Stavebni Sporitelna with 0.899% and 157% respectively and Modra Pyramida Stavebni Sporitelna had 1.04% of bad loans covered with 57.8% by provisions at the end of 2022.

You can see all the bank’s data at Stavebni Sporitelna Ceske Sporitelny Profile, or you can download a report on the bank in the report section.