Not yet registered? Register now, it's quick and easy.

UniCredit Tiriac Bank - Asset Quality

NPLs (As % Of Loans) & Provisions (As % Of NPLs)
Banking | Romania | February 22, 2018
Excel Sheet

UniCredit Tiriac Bank's non-performing loans reached 17.2% of total loans at the end of 2015, down from 19.8% when compared to the previous year. Historically, the NPL ratio hit an all time high of 19.8% in 2014 and an all time low of 0.245% in 2007.

Provision coverage amounted to 50.3% at the end of 2015, up from 50.1% compared to a year earlier.

The bank created loan loss provisions worth of 2.27% of average loans in 2015. That's compared to 3.02% of loans the bank put aside to its cost on average in the last five years.

When compared to bank's main peers, Banca Commerciala Romana operated at the end of 2015 with NPL ratio of 21.1% and provision coverage of 73.7%, BRD Groupe Societe Generale with 17.0% and 76.3% respectively and Raiffeisen Bank Romania had 8.53% of bad loans covered with 63.2% by provisions at the end of 2015.

You can see all the bank’s data at UniCredit Tiriac Bank Profile, or you can download a report on the bank in the report section.