UniCredit Tiriac Bank's capital adequacy ratio reached 13.1% at the end of 2015, down from 13.4% when compared to the previous year. Historically, the bank’s capital ratio hit an all time high of 15.9% in 2013 and an all time low of 11.4% in 2008.
The Tier 1 ratio amounted to 12.3% at the end of 2015, up from 12.2% compared to a year earlier.
Bank's loan to deposit ratio reached 107% at the end of 2015, down from 114% when compared to the previous year.
When compared to bank's main peers, Banca Commerciala Romana ended the year 2015 with a capital adequacy ratio at 21.7% and loans to deposits of 76.1%, BRD Groupe Societe Generale with 19.1% and 65.1% respectively and Raiffeisen Bank Romania some 18.5% in terms of capital adequacy and 76.5% of loans to deposits at the end of 2015.