Wustenrot Stavebna Sporitelna's non-performing loans reached 4.85% of total loans at the end of 2017, down from 6.25% compared to the previous year. Historically, the NPL ratio hit an all time high of 6.25% in 2016 and an all time low of 1.05% in 2002.
Provision coverage amounted to 66.7% at the end of 2017, up from 61.5% compared to a year earlier.
The bank created loan loss provisions worth of 0.871% of average loans in 2017. That's compared to 0.659% of loans the bank put aside to its cost on average in the last five years.
Comparing Wustenrot Stavebna Sporitelna with its closest peers, CSOB Stavebna Sporitelna operated at the end of 2017 with NPL ratio of 5.70% and provision coverage of 47.3%, Prva Stavebna Sporitelna with 8.63% and 30.6% respectively and Tatra banka had 2.90% of bad loans covered with 70.0% by provisions at the end of 2017.
You can see all the bank’s data at Wustenrot Stavebna Sporitelna Profile, or you can download a report on the bank in the report section.
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