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Interest Spread (Difference Between Interest Rate on Loans and Deposits) in European Union

Source: OECD, ECB, EBF (Figures for EU27 countries), World Bank
Last Updated: June 1, 2023

Interest spread, which is the difference between interest rate on loans and deposits reached 4.60% in 2016 in the European Union, according to the National Central Bank. This is 6.34% more than in the previous year.

Historically, interest spread, which is the difference between interest rate on loans and deposits in the European Union reached an all time high of 6.58% in 1993 and an all time low of 3.70% in 2008.

European Union has been ranked within the group of 130 countries we follow in terms of interest spread, which is the difference between interest rate on loans and deposits.

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