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Interest Spread (Difference Between Interest Rate on Loans and Deposits) in Vietnam

Source: State Bank of Vietnam, World Bank
Last Updated: June 1, 2023

Interest spread, which is the difference between interest rate on loans and deposits reached 4.44% in 2021 in Vietnam, according to the National Central Bank. This is 25.8% more than in the previous year.

Historically, interest spread, which is the difference between interest rate on loans and deposits in Vietnam reached an all time high of 20.1% in 1996 and an all time low of 1.93% in 2016.

Vietnam has been ranked 50th within the group of 88 countries we follow in terms of interest spread, which is the difference between interest rate on loans and deposits.

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