Institutional Sign In

Go

Absolute Mortgage Loan Growth in Czechia by Bank

Quarterly change in Customer Loans (CZK bil), 2Q2022
Banking | Czechia | November 18, 2022
$1.99
Excel Sheet

Mortgage loans grew 8.80% yoy in the last 12 months and were up 0.673% qoq in the last quarter. At the end of June, mortgages formed 41.4% of total loans. Consumer loans increased 0.846% qoq (up 6.44% yoy) and represented 11.7% of total bank loans while corporate loans fell 0.112% qoq and were up 7.71% yoy to CZK 1,221 bil (or 30.8% of loans).

The comparison suggests Raiffeisen Stavebni Sporitelna has grown the fastest in mortgages in relative terms within the last quarter (21.6% qoq), followed by Stavebni Sporitelna Ceske Sporitelny and MONETA Money Bank. In absolute terms, however, Raiffeisen Stavebni Sporitelna appears to have captured most of the new market when compared to the previous quarter (CZK 11,249 mil or 103% of the market increase) followed by Ceska Sporitelna (82.2%) and CSOB (50.2%).

Change in Mortgage Loans (absolute) Unit Jun 2010 Sep 2010 Dec 2010 Mar 2011 Jun 2011 Sep 2011 Dec 2011 Mar 2012 Jun 2012 Sep 2012 Dec 2012 Mar 2013 Jun 2013 Sep 2013 Dec 2013 Mar 2014 Jun 2014 Sep 2014 Dec 2014 Mar 2015 Jun 2015 Sep 2015 Dec 2015 Mar 2016 Jun 2016 Sep 2016 Dec 2016 Mar 2017 Jun 2017 Sep 2017 Dec 2017 Mar 2018 Jun 2018 Sep 2018 Dec 2018 Mar 2019 Jun 2019 Sep 2019 Dec 2019 Mar 2020 Jun 2020 Sep 2020 Dec 2020 Mar 2021 Jun 2021 Sep 2021 Dec 2021 Mar 2022 Jun 2022 Sep 2022
Komercni Banka CZK mil 3,200 4,300 5,300 4,400 1,700
UniCredit Bank Czecho-Slovakia CZK mil 4,634 3,735 3,900 4,090 1,993
CSOB CZK mil 4,931 7,875 6,027 10,182 7,473
Ceska Sporitelna CZK mil 5,700 12,400 17,900 14,459 10,641
Max banka CZK mil ... ... ... ... ... ... ... ... ... ... ... ... ... ...
Raiffeisenbank Czech Republic CZK mil 887 440 513 613 22,453
MONETA Money Bank CZK mil ... ... ... ... ... 7,566 6,296 6,647 4,496 2,576
CSOB Stavebni Sporitelna CZK mil -5,386 1,314 1,040 308 617
Modra Pyramida Stavebni Sporitelna CZK mil 2,834 2,145 3,544 3,795 2,939
Raiffeisen Stavebni Sporitelna CZK mil 153 1,216 3,009 3,107 -7,320
Stavebni Sporitelna Ceske Sporitelny CZK mil 569 1,960 1,706 2,050 1,855
Moneta Stavebni Sporitelna CZK mil -1,663 -580 -54.0 174 -40.6
Hypotecni Banka CZK mil 7,330 4,550 5,405 10,157 7,077
Air Bank CZK mil ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... 973 1,030 1,248 1,084 333
mBank Czech Republic CZK mil ... ... ... ... ... ... ... ... ... ... ... ... 2,668 2,670 643 -137 -105
AVERAGE CZK mil 1,158 1,003 1,296 751 1,283 1,348 1,808 691 859 995 1,225 335 1,027 872 1,256 616 1,119 1,125 4,156 -35.6 2,329 2,632 2,199 1,307 2,325 2,252 2,286 1,585 2,157 2,040 1,887 1,450 9,601 2,138 2,174 1,611 2,011 1,957 2,543 1,952 4,771 2,461 3,006 2,457 3,525 4,059 4,198 3,728 3,739 1,449

Related Indicators