Air Bank's capital adequacy ratio reached 13.5% at the end of fourth quarter of 2017, down from 14.4% when compared to the previous quarter. Historically, the bank’s capital ratio hit an all time high of 16.0% in 4Q2015 and an all time low of 10.8% in 3Q2013.
The Tier 1 ratio amounted to 10.5% at the end of fourth quarter of 2017, down from 10.9% compared to the same period of last year and down from 11.3% when compared to the the previous quarter.
Bank's loan to deposit ratio reached 44.0% at the end of 4Q2017, up from 42.2% when compared to the same period of last year.
When compared to bank's main peers, Ceska Sporitelna ended the fourth quarter of 2017 with a capital adequacy ratio at 18.7% and loans to deposits of 72.3%, CSOB with 17.2% and 77.7% respectively and Komercni Banka some 18.6% in terms of capital adequacy and 78.5% of loans to deposits at the end of the fourth quarter of 2017.