Air Bank - Quarterly Capital & Liquidity

Capital Adequacy Ratio & Loans (As % Of Deposits)
Banking | Czech Republic | November 15, 2018
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Excel Sheet

Air Bank's capital adequacy ratio reached 16.8% at the end of third quarter of 2018, up from 15.8% when compared to the previous quarter. Historically, the bank’s capital ratio hit an all time high of 16.8% in 3Q2018 and an all time low of 10.8% in 3Q2013.

The Tier 1 ratio amounted to 14.0% at the end of third quarter of 2018, up from 11.3% compared to the same period of last year and up from 13.0% when compared to the the previous quarter.

Bank's loan to deposit ratio reached 44.6% at the end of 3Q2018, down from 44.9% when compared to the same period of last year.

When compared to bank's main peers, Ceska Sporitelna ended the third quarter of 2018 with a capital adequacy ratio at 17.6% and loans to deposits of 75.9% and Komercni Banka with 18.4% and 74.0% respectively.

You can see all the bank’s data at Air Bank Profile, or you can download a report on the bank in the report section.

Capital Adequacy Ratio Unit Dec 2016 Mar 2017 Jun 2017 Sep 2017 Dec 2017 Mar 2018 Jun 2018 Sep 2018
Air Bank % 13.1% 14.3% 14.4% 13.5% 15.9%
Banka Creditas % 11.8% 12.9% 12.9% 12.5% 14.0%
Ceska Sporitelna % 19.1% 19.2% 18.0% 18.7% 17.8%
Ceskomoravska Stavebni Sporitelna % 19.7% 21.9% 20.6% 20.5% 14.7%
CSOB % 17.4% 16.8% 17.4% 17.2% 17.9%
Equa Bank % 12.8% 12.9% 12.9% 13.8% 16.4%
Expobank Czech Republic % 25.3% 25.7% 27.2% 28.2% 25.3%
Fio banka % 11.9% 11.7% 12.6% 12.5% 12.5%
Hypotecni Banka % 34.1% 36.6% 36.5% 37.3% 37.5%
Komercni Banka % 15.7% 16.5% 16.8% 18.6% 18.3%
Modra Pyramida Stavebni Sporitelna % 15.0% 14.7% 14.2% 20.4% 20.8%
MONETA Money Bank % 19.9% 18.4% 18.1% 17.4% 16.6%
Moravsky Penezni Ustav % 16.4% 17.7% 17.5% 17.1% 17.2%
PPF Banka % 17.5% 16.9% 15.1% 16.2% 15.6%
Raiffeisen Stavebni Sporitelna % 16.2% 16.8% 16.6% 16.0% 15.2%
Raiffeisenbank Czech Republic % 17.7% 18.0% 17.4% 17.7% 16.6%
Sberbank Czech Republic % 16.3% 16.6% 16.9% 16.4% 15.6%
Stavebni Sporitelna Ceske Sporitelny % 17.4% 17.9% 16.0% 17.8% 19.2%
UniCredit Czech Republic % 16.3% 18.0% 17.7% 19.9% 19.1%
Wustenrot Hypotecni banka % 14.9% 15.2% 15.1% 14.8% 14.1%
Wustenrot Stavebni Sporitelna % 18.9% 18.4% 18.4% 18.4% 17.4%
AVERAGE % 17.7% 17.5% 18.0% 17.7% 18.3% 18.0% 18.0% 17.8%