Air Bank - Quarterly Capital & Liquidity

Capital Adequacy Ratio & Loans (As % Of Deposits)
Banking | Czech Republic | November 15, 2018
$2.99
Excel Sheet

Air Bank's capital adequacy ratio reached 16.8% at the end of third quarter of 2018, up from 15.8% when compared to the previous quarter. Historically, the bank’s capital ratio hit an all time high of 16.8% in 3Q2018 and an all time low of 10.8% in 3Q2013.

The Tier 1 ratio amounted to 14.0% at the end of third quarter of 2018, up from 11.3% compared to the same period of last year and up from 13.0% when compared to the the previous quarter.

Bank's loan to deposit ratio reached 44.6% at the end of 3Q2018, down from 44.9% when compared to the same period of last year.

When compared to bank's main peers, Ceska Sporitelna ended the third quarter of 2018 with a capital adequacy ratio at 17.6% and loans to deposits of 75.9% and Komercni Banka with 18.4% and 74.0% respectively.

You can see all the bank’s data at Air Bank Profile, or you can download a report on the bank in the report section.

Capital Adequacy Ratio Unit 2010 2011 2012 2013 2014 2015 2016 2017
Air Bank % ... ... 11.9% 13.4% 14.3% 16.0%
Banka Creditas % 12.9% 13.7% 11.7% 11.1% 14.1%
Ceska Sporitelna % 13.6% 16.1% 18.6% 18.5% 21.3%
Ceskomoravska Stavebni Sporitelna % 12.9% 15.3% 16.1% 16.0% 18.3%
CSOB % 15.6% 15.2% 15.6% 17.5% 19.4%
Equa Bank % 43.8% 22.6% 14.2% 14.6% 14.9%
Expobank Czech Republic % 15.2% 14.9% 15.8% 24.8% 25.1%
Fio banka % 12.2% 10.4% 10.9% 12.4% 12.3%
Hypotecni Banka % 46.4% 43.5% 33.8% 34.7% 36.6%
J&T Banka % 12.1% 11.9% 17.1% 14.5% 15.8%
Komercni Banka % 14.6% 14.7% 15.8% 16.4% 16.3%
Modra Pyramida Stavebni Sporitelna % 16.3% 20.8% 21.1% 19.8% 19.3%
MONETA Money Bank % 17.1% 20.0% 23.7% 27.8% 17.7%
Moravsky Penezni Ustav % 10.4% 9.51% 11.5% 12.1% 12.4%
PPF Banka % 10.4% 10.5% 11.7% 14.3% 14.6%
Raiffeisen Stavebni Sporitelna % 13.1% 14.3% 13.9% 13.9% 16.1%
Raiffeisenbank Czech Republic % 12.0% 13.7% 13.2% 16.1% 17.8%
Sberbank Czech Republic % 13.2% 11.8% 15.8% 16.2% 17.5%
Stavebni Sporitelna Ceske Sporitelny % 16.2% 17.1% 13.4% 11.8% 16.3%
UniCredit Czech Republic % 15.6% 15.8% 15.4% 14.4% 14.6%
Wustenrot Hypotecni banka % 10.9% 12.6% 11.1% 12.7% 13.1%
Wustenrot Stavebni Sporitelna % 9.81% 11.9% 14.4% 15.7% 18.1%
AVERAGE % 15.6% 16.4% 15.8% 15.8% 16.8% 17.6% 17.7% 18.2%