Alfa Bank - Asset Quality

NPLs (As % Of Loans) & Provisions (As % Of NPLs)
Banking | Russia | February 22, 2018
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Excel Sheet

Alfa Bank's non-performing loans reached 12.7% of total loans at the end of 2015, up from 7.51% when compared to the previous year. Historically, the NPL ratio hit an all time high of 12.7% in 2015 and an all time low of 4.01% in 2007.

Provision coverage amounted to 51.3% at the end of 2015, down from 77.7% compared to a year earlier.

The bank created loan loss provisions worth of 3.33% of average loans in 2015. That's compared to 2.08% of loans the bank put aside to its cost on average in the last five years.

When compared to bank's main peers, Sberbank operated at the end of 2015 with NPL ratio of 7.22% and provision coverage of 83.2%, VTB Bank with 5.72% and 116% respectively and Raiffeisenbank Russia had 5.60% of bad loans covered with 114% by provisions at the end of 2015.

You can see all the bank’s data at Alfa Bank Profile, or you can download a report on the bank in the report section.