Alpha Bank Group's net interest margin amounted to 2.72% in 2015, up from 2.62% compared to the previous year.
Historically, the bank’s net interest margin reached an all time high of 3.17% in 2005 and an all time low of 2.38% in 2012. The average margin in the last five years amounted to 2.61%.
Average asset yield was 4.24% in 2015, down from 4.43% when compared to previous year. On the other hand, cost of funding amounted to 1.73% in 2015, down from 2.03%.
Comparing Alpha Bank Group with its closest peers, National Bank of Greece operated in 2015 with a net interest margin of 1.68% in 2015, Piraeus Bank Group reached 2.12% and Eurobank Group some 1.96%.
You can see all the bank’s data at Alpha Bank Group Profile, or you can download a report on the bank in the report section.
Net Interest Margin | Unit | 1966 | 1967 | 1968 | 1969 | 1970 | 1971 | 1972 | 1973 | 1974 | 1975 | 1976 | 1977 | 1978 | 1979 | 1980 | 1981 | 1982 | 1983 | 1984 | 1985 | 1986 | 1987 | 1988 | 1989 | 1990 | 1991 | 1992 | 1993 | 1994 | 1995 | 1996 | 1997 | 1998 | 1999 | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 |
Alpha Bank Group | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 2.61% | 2.67% | 2.83% | 2.38% | 2.51% | |||||||
Eurobank Group | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 2.81% | 2.63% | 2.40% | 2.02% | 1.75% | ||||||||
National Bank of Greece | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 3.69% | 3.54% | 3.38% | 3.18% | 2.93% | ||||||||
Piraeus Bank Group | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 2.02% | 2.16% | 2.19% | 1.72% | 2.05% | ||||||||
AVERAGE | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 2.66% | 3.04% | 3.02% | 2.96% | 3.12% | 3.04% | 2.78% | 2.75% | 2.70% | 2.32% | 2.31% | 2.11% | 2.12% |