Alpha Bank Romania - Asset Quality

NPLs (As % Of Loans) & Provisions (As % Of NPLs)
Banking | Romania | May 30, 2018
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Excel Sheet

Alpha Bank Romania's non-performing loans reached 13.7% of total loans at the end of 2016, down from 16.6% when compared to the previous year. Historically, the NPL ratio hit an all time high of 21.1% in 2011 and an all time low of 0.071% in 2007.

Provision coverage amounted to 68.0% at the end of 2016, up from 63.3% compared to a year earlier.

The bank created loan loss provisions worth of 0.828% of average loans in 2016. That's compared to 2.33% of loans the bank put aside to its cost on average in the last five years.

When compared to bank's main peers, Banca Commerciala Romana operated at the end of 2016 with NPL ratio of 12.8% and provision coverage of 78.4%, BRD Groupe Societe Generale with 12.8% and 88.8% respectively and Raiffeisen Bank Romania had 7.70% of bad loans covered with 59.4% by provisions at the end of 2016.

You can see all the bank’s data at Alpha Bank Romania Profile, or you can download a report on the bank in the report section.