Alpha Bank Romania's net interest margin amounted to 2.66% in 2016, up from 2.59% compared to the previous year.
Historically, the bank’s net interest margin reached an all time high of 9.07% in 2000 and an all time low of 2.17% in 2007. The average margin in the last five years amounted to 2.94%.
Average asset yield was 3.26% in 2016, down from 3.48% when compared to previous year. On the other hand, cost of funding amounted to 0.664% in 2016, down from 0.977%.
Comparing Alpha Bank Romania with its closest peers, Banca Commerciala Romana operated in 2016 with a net interest margin of 2.75% in 2016, BRD Groupe Societe Generale reached 3.11% and Raiffeisen Bank Romania some 3.42%.
You can see all the bank’s data at Alpha Bank Romania Profile, or you can download a report on the bank in the report section.
| Net Interest Margin | Unit | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 |
| Alpha Bank Romania | % | 3.03% | 3.17% | 3.19% | 3.11% | 2.59% | ... | ||
| Banca Commerciala Romana | % | 4.17% | 3.86% | 3.96% | 3.57% | 3.21% | |||
| Banca Transilvania | % | 3.83% | 3.48% | 3.30% | 3.46% | 4.68% | |||
| BRD Groupe Societe Generale | % | 4.38% | 3.94% | 3.54% | 3.37% | 3.15% | |||
| CEC Bank | % | ... | ... | 3.41% | 3.21% | 2.83% | 2.95% | ... | |
| Garanti Bank Romania | % | ... | ... | ... | 3.46% | 3.27% | 3.37% | ||
| OTP Bank Romania | % | 2.02% | 1.96% | 2.25% | 3.75% | 4.06% | |||
| Piraeus Bank Romania | % | 2.83% | 2.80% | 2.37% | 2.86% | 3.07% | |||
| Raiffeisen Bank Romania | % | 4.58% | 4.74% | 4.36% | 3.78% | 3.50% | |||
| UniCredit Tiriac Bank | % | 3.13% | 3.22% | 3.07% | 2.89% | 2.57% | |||
| AVERAGE | % | 4.28% | 3.50% | 3.40% | 3.27% | 3.29% | 3.31% | 3.02% | 3.03% |
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