Alpha Bank Serbia's non-performing loans reached 19.6% of total loans at the end of 2014, up from 19.3% compared to the previous year. Historically, the NPL ratio hit an all time high of 19.6% in 2014 and an all time low of 1.85% in 2008.
Provision coverage amounted to 67.9% at the end of 2014, up from 66.3% compared to a year earlier.
The bank created loan loss provisions worth of 1.22% of average loans in 2014. That's compared to 2.17% of loans the bank put aside to its cost on average in the last five years.
Comparing Alpha Bank Serbia with its closest peers, Komercijalna Banka Beograd operated at the end of 2014 with NPL ratio of 21.9% and provision coverage of 49.2%, Bank Intesa Serbia with 20.2% and 50.3% respectively and Raiffeisenbank Serbia had 12.9% of bad loans covered with 73.7% by provisions at the end of 2014.
You can see all the bank’s data at Alpha Bank Serbia Profile, or you can download a report on the bank in the report section.
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