Asia Commercial Bank's net interest margin amounted to 3.59% in the fourth quarter of 2019, up from 3.43% when compared to the previous quarter.
Historically, the bank’s net interest margin reached an all time high of 4.33% in 4Q2008 and an all time low of 1.30% in 3Q2008. The average margin in the last six quarters amounted to 3.47%.
Average asset yield was 8.29% in 4Q2019, up from 8.25% when compared to the same period last year. On the other hand, cost of funding amounted to 5.06% in 4Q2019, up from 4.89%.