Bajaj Finance's non-performing loans reached 1.57% of total loans at the end of 2018, up from 1.44% compared to the previous year. Historically, the NPL ratio hit an all time high of 1.61% in 2016 and an all time low of 1.42% in 2014.
Provision coverage amounted to 115% at the end of 2018, down from 132% compared to a year earlier.
The bank created loan loss provisions worth of 0.414% of average loans in 2018. That's compared to 1.04% of loans the bank put aside to its cost on average in the last five years.
Comparing Bajaj Finance with its closest peers, Shriram City Union Finance operated at the end of 2018 with NPL ratio of 9.13% and provision coverage of 74.7% and Tata Capital Financial Services with 2.40% and 141% respectively.
You can see all the bank’s data at Bajaj Finance Profile, or you can download a report on the bank in the report section.
Helgi Library 
