Bank Handlowy - Quarterly Capital & Liquidity

Bank Handlowy's capital adequacy ratio reached 17.6% at the end of fourth quarter of 2022, down from 17.8% when compared to the previous quarter. Historically, the bank’s capital ratio hit an all time high of 22.6% in 4Q2020 and an all time low of 15.8% in 1Q2011.

The Tier 1 ratio amounted to 17.6% at the end of fourth quarter of 2022, down from 20.1% compared to the same period of last year and down from 17.8% when compared to the the previous quarter.

Bank's loan to deposit ratio reached 35.3% at the end of 4Q2022, down from 41.1% when compared to the same period of last year. Some 10 years ago, loan to deposit ratio of the bank amounted to 56.9%.

When compared to bank's main peers, Pekao ended the fourth quarter of 2022 with a capital adequacy ratio at 17.4% and loans to deposits of 75.3% and ING Bank Slaski with 15.2% and 80.5% respectively.

You can see all the bank’s data at Bank Handlowy Profile, or you can download a report on the bank in the report section.