Bank Millennium's capital adequacy ratio reached 22.0% at the end of 2017, up from 17.4% when compared to the previous year. Historically, the bank’s capital ratio hit an all time high of 22.4% in 2004 and an all time low of 10.2% in 2008.
The Tier 1 ratio amounted to 20.0% at the end of 2017, up from 17.3% compared to a year earlier.
Bank's loan to deposit ratio reached 82.8% at the end of 2017, down from 84.2% when compared to the previous year. Some 10 years ago, loan to deposit ratio of the bank amounted to 101%.
When compared to bank's main peers, PKO BP ended the year 2017 with a capital adequacy ratio at 17.4% and loans to deposits of 94.0%, Pekao SA with 17.1% and 87.5% respectively and ING Bank Slaski some 16.7% in terms of capital adequacy and 87.2% of loans to deposits at the end of 2017.