Bank Millennium is Poland's nationwide universal bank, offering its services to all market segments via a network of branches, individual advisors and electronic banking.
Bank's net interest margin reached 2.24% in 2012 and recovered nicely from its lows of 1.30% in 2009. Thanks to bank's heavy involvement in the FX-denominated mortgage lending, Millennium is heavily exposed to the currency development, directly as well as indirectly through the potential asset quality development, for example
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