Bank Millennium's Cost of Risk (loan loss provisions as % of total assets) amounted to 0.674% in the second quarter of 2019, up from 0.352% when compared to the previous quarter.
Historically, the bank’s cost of risk reached an all time high of 0.674% in 2Q2019 and an all time low of 0.271% in 1Q2016. The average cost of risk in the last six quarters amounted to 0.382%.
On the other hand, average asset yield was 3.66% in 2Q2019, up from 3.52% when compared to the same period last year. Cost of funding amounted to 1.11% in 2Q2019, down from 1.13%.
When compared to bank's main peers, PKO BP operated in the second quarter of 2019 with a cost of risk of 0.391% Pekao SA reached 0.367% and ING Bank Slaski some 0.361%.
You can see all the bank’s data at Bank Millennium Profile, or you can download a report on the bank in the report section.
| Cost of Risk | Unit | Mar 2007 | Jun 2007 | Sep 2007 | Dec 2007 | Mar 2008 | Jun 2008 | Sep 2008 | Dec 2008 | Mar 2009 | Jun 2009 | Sep 2009 | Dec 2009 | Mar 2010 | Jun 2010 | Sep 2010 | Dec 2010 | Mar 2011 | Jun 2011 | Sep 2011 | Dec 2011 | Mar 2012 | Jun 2012 | Sep 2012 | Dec 2012 | Mar 2013 | Jun 2013 | Sep 2013 | Dec 2013 | Mar 2014 | Jun 2014 | Sep 2014 | Dec 2014 | Mar 2015 | Jun 2015 | Sep 2015 | Dec 2015 | Mar 2016 | Jun 2016 | Sep 2016 | Dec 2016 | Mar 2017 | Jun 2017 | Sep 2017 | Dec 2017 | Mar 2018 | Jun 2018 | Sep 2018 | Dec 2018 | Mar 2019 | Jun 2019 |
| Alior Bank | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 33.7% | ... | ... | ... | ... | ... | ... | |||||||||||||||||||||||
| Bank BGZ BNP Paribas | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 15.3% | ... | ... | ... | ... | ... | ... | ||||||||||||||||||||||||||||||||
| Bank BPH | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ||||||||||||||||||||||||||
| Bank Handlowy | % | 0.357% | 0.050% | 0.245% | 0.170% | 0.096% | |||||||||||||||||||||||||||||||||||||||||||||
| Bank Millennium | % | 0.354% | 0.302% | 0.321% | 0.331% | 0.310% | |||||||||||||||||||||||||||||||||||||||||||||
| Bank Ochrony Srodowiska | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 1.35% | 0.188% | 1.17% | 0.456% | 1.02% | |||||||||||||||||||||||||||||||||
| ING Bank Slaski | % | 0.357% | 0.298% | 0.531% | 0.399% | 0.278% | |||||||||||||||||||||||||||||||||||||||||||||
| mBank | % | 0.426% | 0.364% | 0.620% | 0.505% | 0.468% | |||||||||||||||||||||||||||||||||||||||||||||
| Pekao SA | % | 0.360% | 0.279% | 0.300% | 0.340% | 0.219% | |||||||||||||||||||||||||||||||||||||||||||||
| PKO BP | % | 0.590% | 0.451% | 0.505% | 0.429% | 0.509% | |||||||||||||||||||||||||||||||||||||||||||||
| Santander Bank Polska | % | 0.558% | 0.516% | 0.612% | 0.572% | 0.719% | |||||||||||||||||||||||||||||||||||||||||||||
| AVERAGE | % | 0.033% | 0.044% | 0.076% | < -0.001% | 0.113% | 0.172% | 0.352% | 1.02% | 0.917% | 1.04% | 0.830% | 2.05% | 3.91% | 4.21% | 4.51% | 4.30% | 4.31% | 4.32% | 4.30% | 4.41% | 4.83% | 5.03% | 5.00% | 4.89% | 4.80% | 4.98% | 5.23% | 5.29% | 5.09% | 5.50% | 5.50% | 5.62% | 5.11% | 4.88% | 5.10% | 5.03% | 3.57% | 3.46% | 4.11% | 5.29% | 3.69% | 3.86% | 3.78% | 5.33% | 0.306% | 0.538% | 0.400% | 0.453% | 0.328% | 0.572% |
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