Bank Ochrony Srodowiska's non-performing loans reached 16.8% of total loans at the end of 2023-06-30, up from 16.5% compared to the previous year. Historically, the NPL ratio hit an all time high of 17.7% in 2022-09-30 and an all time low of 5.55% in 2013-12-31.
Provision coverage amounted to 61.7% at the end of 2023-06-30, down from 64.9% compared to a year earlier.
The bank created loan loss provisions worth of 5.01% of average loans in 2023-06-30. That's compared to 2.70% of loans the bank put aside to its cost on average in the last five years.
Comparing Bank Ochrony Srodowiska with its closest peers, Alior Bank operated at the end of 2023-06-30 with NPL ratio of 9.74% and provision coverage of 75.7% and mBank with 4.08% and 68.6% respectively.
You can see all the bank’s data at Bank Ochrony Srodowiska Profile, or you can download a report on the bank in the report section.
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