Banka Creditas's Cost of Risk (loan loss provisions as % of total assets) amounted to -0.313% in the third quarter of 2023, down from 0.112% when compared to the previous quarter.
Historically, the bank’s cost of risk reached an all time high of 4.36% in 4Q2011 and an all time low of -1.78% in 2Q2010. The average cost of risk in the last six quarters amounted to 0.026%.
On the other hand, average asset yield was 6.07% in 3Q2023, up from 5.69% when compared to the same period last year. Cost of funding amounted to 5.10% in 3Q2023, up from 3.88%.
When compared to bank's main peers, Ceska Sporitelna operated in the third quarter of 2023 with a cost of risk of 0.035% CSOB reached 0.014% and Komercni Banka some -0.037%.
You can see all the bank’s data at Banka Creditas Profile, or you can download a report on the bank in the report section.
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