Institutional Sign In

Go

Banks in Czechia by Mortgage Loans

Mortgage Loans (CZK bil), 2Q2022
Banking | Czechia | November 18, 2022
$1.99
Excel Sheet

Mortgage loans grew 8.80% yoy in the last 12 months and were up 0.673% qoq in the last quarter. At the end of June, mortgages formed 41.4% of total loans and 24.4% of GDP. Consumer loans increased 0.846% qoq (up 6.44% yoy) and represented 11.7% of total bank loans while corporate loans fell 0.112% qoq and were up 7.71% yoy to CZK 1,221 bil (or 30.8% of loans).

Overall, CSOB was the largest mortgage lender with 30.5% of the market followed by Ceska Sporitelna (with a 22.9% share ) and Hypotecni Banka (22.8%). Looking at the last 12 months, Air Bank gained the most in market share - 33.9 bp to 0.763% - compared to Raiffeisenbank Czech Republic's 27.3 bp (to 7.57%) and Raiffeisen Stavebni Sporitelna's 18.9 bp (a market share of 3.86%).

The combined trio of largest banks held 69.7% of outstanding mortgage loans in June 2022.

Mortgage Loans Unit Jun 2010 Sep 2010 Dec 2010 Mar 2011 Jun 2011 Sep 2011 Dec 2011 Mar 2012 Jun 2012 Sep 2012 Dec 2012 Mar 2013 Jun 2013 Sep 2013 Dec 2013 Mar 2014 Jun 2014 Sep 2014 Dec 2014 Mar 2015 Jun 2015 Sep 2015 Dec 2015 Mar 2016 Jun 2016 Sep 2016 Dec 2016 Mar 2017 Jun 2017 Sep 2017 Dec 2017 Mar 2018 Jun 2018 Sep 2018 Dec 2018 Mar 2019 Jun 2019 Sep 2019 Dec 2019 Mar 2020 Jun 2020 Sep 2020 Dec 2020 Mar 2021 Jun 2021 Sep 2021 Dec 2021 Mar 2022 Jun 2022 Sep 2022
Komercni Banka CZK mil 248,700 253,000 258,300 262,700 264,400
UniCredit Bank Czecho-Slovakia CZK mil 131,615 135,350 139,250 143,340 145,333
CSOB CZK mil 463,093 470,968 476,995 487,177 494,650
Ceska Sporitelna CZK mil 311,400 323,800 341,700 356,159 366,800
Max banka CZK mil ... ... ... ... ... ... ... ... ... ... ... ... ... ...
Raiffeisenbank Czech Republic CZK mil 96,981 97,421 97,934 98,547 121,000
MONETA Money Bank CZK mil ... ... ... ... 105,195 111,491 118,138 122,634 125,210
CSOB Stavebni Sporitelna CZK mil 120,493 121,807 122,847 123,155 123,772
Modra Pyramida Stavebni Sporitelna CZK mil 67,206 69,351 72,895 76,689 79,628
Raiffeisen Stavebni Sporitelna CZK mil 51,998 53,214 56,223 59,330 52,010
Stavebni Sporitelna Ceske Sporitelny CZK mil 48,720 50,680 52,386 54,436 56,292
Moneta Stavebni Sporitelna CZK mil 15,723 15,143 15,089 15,262 15,222
Hypotecni Banka CZK mil 341,165 345,715 351,120 361,277 368,354
Air Bank CZK mil ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... 8,304 9,335 10,583 11,667 12,000
mBank Czech Republic CZK mil ... ... ... ... ... ... ... ... ... ... ... 26,495 29,165 29,808 29,671 29,566
AVERAGE CZK mil 67,461 68,464 69,760 70,510 71,794 73,142 74,950 75,641 76,500 77,495 78,721 74,025 75,052 75,924 77,180 77,797 78,916 80,041 89,030 88,994 91,323 93,955 90,385 91,692 94,017 96,269 98,555 100,140 102,297 104,337 99,204 100,654 110,255 112,393 114,568 116,179 126,360 128,317 130,859 132,812 137,582 140,043 143,049 145,506 149,031 153,091 157,289 161,017 164,756 166,205

Related Indicators