Commercial banks generated operating profit before provisioning of CZK 39,218 mil in the second quarter of 2023, up 8.33% when compared to last year. Historically, between 1Q2006 and 2Q2023, operating profit reached a high of CZK 39,583 mil in 2Q2016 and a low of CZK 11,999 mil in 4Q2006.
Ceska Sporitelna generated the largest operating profit in the second quarter of 2023 (CZK 6,615 mil), whilst Fio banka was operating with the highest operating margin when compared with risk weighted assets (17.9%).
| Bank Operating Profit (Local Currency) | Unit | Sep 2018 | Dec 2018 | Mar 2019 | Jun 2019 | Sep 2019 | Dec 2019 | Mar 2020 | Jun 2020 | Sep 2020 | Dec 2020 | Mar 2021 | Jun 2021 | Sep 2021 | Dec 2021 | Mar 2022 | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 |
| Austria | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | |
| Czechia | CZK mil | 36,363 | 36,203 | 33,967 | 23,726 | 31,763 | ... | |||||||||||||||
| Germany | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | |
| Hungary | ... | ... | ... | ... | ... | ... | ... | ... | ||||||||||||||
| Italy | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | |
| Poland | PLN mil | 10,649 | 10,623 | 12,335 | 19,937 | 26,672 | ||||||||||||||||
| Russia | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | |
| Slovakia | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | |
| Switzerland | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | |
| Ukraine | UAH mil | ... | ... | ... | ... | ... | ... | ... | ... |
Helgi Library 
