Ceska Sporitelna - Quarterly Capital & Liquidity

Capital Adequacy Ratio & Loans (As % Of Deposits)
Banking | Czech Republic | October 5, 2019
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Excel Sheet

Ceska Sporitelna's capital adequacy ratio reached 20.6% at the end of second quarter of 2019, up from 18.8% when compared to the previous quarter. Historically, the bank’s capital ratio hit an all time high of 21.3% in 4Q2015 and an all time low of 9.40% in 4Q2007.

The Tier 1 ratio amounted to 20.2% at the end of second quarter of 2019, up from 16.8% compared to the same period of last year and up from 18.2% when compared to the the previous quarter.

Bank's loan to deposit ratio reached 69.7% at the end of 2Q2019, down from 75.8% when compared to the same period of last year. Some 10 years ago, loan to deposit ratio of the bank amounted to 69.1%.

When compared to bank's main peers, Komercni Banka ended the second quarter of 2019 with a capital adequacy ratio at 19.0% and loans to deposits of 71.1% and MONETA Money Bank with 16.7% and 84.6% respectively.

You can see all the bank’s data at Ceska Sporitelna Profile, or you can download a report on the bank in the report section.

Capital Adequacy Ratio Unit Mar 2018 Jun 2018 Sep 2018 Dec 2018 Mar 2019 Jun 2019 Sep 2019 Dec 2019
Air Bank % 15.8% 16.8% 17.2% 14.5% 15.3% ... ...
Banka Creditas % 15.0% 14.5% 16.5% 18.5% 18.1% ... ...
Ceska Sporitelna % 17.3% 17.6% 19.2% 18.8% 20.6% ... ...
Ceskomoravska Stavebni Sporitelna % 15.7% 15.5% 17.5% 18.5% 22.7% ... ...
CSOB % 17.5% 17.3% 18.0% 19.0% 18.7% ... ...
Equa Bank % 13.6% 16.1% 16.5% 16.2% 16.2% ... ...
Expobank Czech Republic % 22.6% 21.4% 23.9% 24.0% ... ... ...
Fio banka % 14.8% 14.9% 15.3% 16.2% 15.0% ... ...
Hypotecni Banka % 41.2% 35.5% 36.5% 39.1% 42.2% ... ...
Komercni Banka % 18.1% 18.4% 18.5% 18.9% 19.0%
Modra Pyramida Stavebni Sporitelna % 20.3% 20.4% 20.5% 24.9% 24.7% ... ...
MONETA Money Bank % 16.0% 16.6% 16.4% 17.0% 16.7%
Moravsky Penezni Ustav % 18.0% 18.0% ... ... ... ... ...
PPF Banka % 16.3% 15.9% 16.3% 16.1% 16.6% ... ...
Raiffeisen Stavebni Sporitelna % 15.3% 14.6% ... ... ... ... ...
Raiffeisenbank Czech Republic % 16.4% 16.3% 16.9% 16.4% 17.2% ... ...
Sberbank Czech Republic % 15.7% 16.0% 16.2% 16.3% 16.3% ... ...
Stavebni Sporitelna Ceske Sporitelny % 19.0% 19.0% ... ... ... ... ...
UniCredit Czech Republic % 18.6% 18.3% 20.3% 19.7% 18.4% ... ...
Wustenrot Hypotecni banka % 14.4% 14.1% 13.0% 14.4% 14.9% ... ...
Wustenrot Stavebni Sporitelna % 17.2% 17.2% 17.1% 17.4% 17.7% ... ...
AVERAGE % 18.0% 18.0% 17.8% 18.6% 19.2% 19.4% 18.8% 18.9%