Ceska Sporitelna - Quarterly Capital & Liquidity

Capital Adequacy Ratio & Loans (As % Of Deposits)
Banking | Czech Republic | October 05, 2019
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Excel Sheet

Ceska Sporitelna's capital adequacy ratio reached 20.6% at the end of second quarter of 2019, up from 18.8% when compared to the previous quarter. Historically, the bank’s capital ratio hit an all time high of 21.3% in 4Q2015 and an all time low of 9.40% in 4Q2007.

The Tier 1 ratio amounted to 20.2% at the end of second quarter of 2019, up from 16.8% compared to the same period of last year and up from 18.2% when compared to the the previous quarter.

Bank's loan to deposit ratio reached 69.7% at the end of 2Q2019, down from 75.8% when compared to the same period of last year. Some 10 years ago, loan to deposit ratio of the bank amounted to 69.1%.

When compared to bank's main peers, Komercni Banka ended the second quarter of 2019 with a capital adequacy ratio at 19.0% and loans to deposits of 71.1% and MONETA Money Bank with 16.7% and 84.6% respectively.

You can see all the bank’s data at Ceska Sporitelna Profile, or you can download a report on the bank in the report section.

Capital Adequacy Ratio Unit Sep 2017 Dec 2017 Mar 2018 Jun 2018 Sep 2018 Dec 2018 Mar 2019 Jun 2019
Air Bank % 13.5% 15.9% 15.8% 16.8% 17.2%
Banka Creditas % 12.5% 14.0% 15.0% 14.5% 16.5%
Ceska Sporitelna % 18.7% 17.8% 17.3% 17.6% 19.2%
Ceskomoravska Stavebni Sporitelna % 20.5% 14.7% 15.7% 15.5% 17.5%
CSOB % 17.2% 17.9% 17.5% 17.3% 18.0%
Equa Bank % 13.8% 16.4% 13.6% 16.1% 16.5%
Expobank Czech Republic % 28.2% 25.3% 22.6% 21.4% 23.9% ...
Fio banka % 12.5% 12.5% 14.8% 14.9% 15.3%
Hypotecni Banka % 37.3% 37.5% 41.2% 35.5% 36.5%
Komercni Banka % 18.6% 18.3% 18.1% 18.4% 18.5%
Modra Pyramida Stavebni Sporitelna % 20.4% 20.8% 20.3% 20.4% 20.5%
MONETA Money Bank % 17.4% 16.6% 16.0% 16.6% 16.4%
Moravsky Penezni Ustav % 17.1% 17.2% 18.0% 18.0% ... ... ...
PPF Banka % 16.2% 15.6% 16.3% 15.9% 16.3%
Raiffeisen Stavebni Sporitelna % 16.0% 15.2% 15.3% 14.6% ... ... ...
Raiffeisenbank Czech Republic % 17.7% 16.6% 16.4% 16.3% 16.9%
Sberbank Czech Republic % 16.4% 15.6% 15.7% 16.0% 16.2%
Stavebni Sporitelna Ceske Sporitelny % 17.8% 19.2% 19.0% 19.0% ... ... ...
UniCredit Czech Republic % 19.9% 19.1% 18.6% 18.3% 20.3%
Wustenrot Hypotecni banka % 14.8% 14.1% 14.4% 14.1% 13.0%
Wustenrot Stavebni Sporitelna % 18.4% 17.4% 17.2% 17.2% 17.1%
AVERAGE % 17.7% 18.3% 18.0% 18.0% 17.8% 18.6% 19.2% 19.4%