Ceska Sporitelna - Quarterly Interest Margin & Yields

Net Interest Margin & Interest Rates (%)
Banking | Czech Republic | November 11, 2018
$3.99
Excel Sheet

Ceska Sporitelna's net interest margin amounted to 1.99% in the third quarter of 2018, up from 1.93% when compared to the previous quarter.

Historically, the bank’s net interest margin reached an all time high of 3.77% in 4Q2008 and an all time low of 1.93% in 2Q2018. The average margin in the last six quarters amounted to 1.97%.

Average asset yield was 2.53% in 3Q2018, up from 2.17% when compared to the same period last year. On the other hand, cost of funding amounted to 0.584% in 3Q2018, up from 0.240%.

You can see all the bank’s data at Ceska Sporitelna Profile, or you can download a report on the bank in the report section.

Net Interest Margin Unit 2010 2011 2012 2013 2014 2015 2016 2017
Air Bank % 0.089% 2.53% 3.90% 5.30% 3.18%
Banka Creditas % 6.29% 4.40% 4.12% 3.35% 2.66%
Ceska Sporitelna % 3.52% 3.27% 2.95% 2.85% 2.78%
Ceskomoravska Stavebni Sporitelna % 2.10% 1.83% 1.54% 1.38% 1.62%
CSOB % 2.72% 2.67% 2.38% 2.50% 2.45%
Equa Bank % 0.950% 1.19% 1.87% 2.42% 2.65%
Expobank Czech Republic % 2.22% 1.89% 1.58% 1.40% 1.43%
Fio banka % 1.13% 0.796% 0.962% 0.749% 0.802%
Home Credit Group % 17.0% 15.4% 18.8% 16.8% 14.3%
Hypotecni Banka % 2.52% 2.37% 2.21% 2.12% 1.93%
J&T Banka % 1.91% 2.30% 1.84% 2.39% 2.14%
Komercni Banka % 3.04% 2.85% 2.57% 2.36% 2.32%
Modra Pyramida Stavebni Sporitelna % 2.22% 2.12% 1.99% 1.90% 1.67%
MONETA Money Bank % 6.34% 6.51% 7.24% 6.75% 6.57%
Moravsky Penezni Ustav % 4.33% 1.99% 6.37% 4.27% 3.58%
PPF Banka % 1.97% 1.91% 2.13% 2.00% 2.50%
Raiffeisen Stavebni Sporitelna % 1.64% 1.50% 1.23% 1.11% 0.989%
Raiffeisenbank Czech Republic % 3.49% 3.12% 2.89% 2.84% 2.56%
Sberbank Czech Republic % 2.57% 2.28% 2.18% 2.43% 1.96%
Stavebni Sporitelna Ceske Sporitelny % 1.64% 1.45% 1.13% 1.27% 1.37%
UniCredit Czech Republic % 2.32% 2.04% 1.81% 2.07% 1.90%
Wustenrot Hypotecni banka % 1.73% 1.48% 1.52% 1.79% 1.92%
Wustenrot Stavebni Sporitelna % 1.86% 1.77% 1.41% 1.21% 1.53%
AVERAGE % 3.24% 3.20% 2.94% 3.25% 3.10% 2.82% 2.56% 2.41%