Ceska Sporitelna - Quarterly Interest Margin & Yields

Net Interest Margin & Interest Rates (%)
Banking | Czech Republic | November 11, 2018
$3.99
Excel Sheet

Ceska Sporitelna's net interest margin amounted to 1.99% in the third quarter of 2018, up from 1.93% when compared to the previous quarter.

Historically, the bank’s net interest margin reached an all time high of 3.77% in 4Q2008 and an all time low of 1.93% in 2Q2018. The average margin in the last six quarters amounted to 1.97%.

Average asset yield was 2.53% in 3Q2018, up from 2.17% when compared to the same period last year. On the other hand, cost of funding amounted to 0.584% in 3Q2018, up from 0.240%.

You can see all the bank’s data at Ceska Sporitelna Profile, or you can download a report on the bank in the report section.

Net Interest Margin Unit Dec 2016 Mar 2017 Jun 2017 Sep 2017 Dec 2017 Mar 2018 Jun 2018 Sep 2018
Air Bank % 1.86% 1.83% 2.07% 2.28% 2.19%
Banka Creditas % 1.36% 0.870% 1.26% 1.60% 1.90%
Ceska Sporitelna % 2.08% 1.93% 1.95% 2.04% 1.99%
Ceskomoravska Stavebni Sporitelna % 1.54% 1.48% 1.35% 1.40% 1.33%
CSOB % 1.81% 1.62% 1.57% 1.71% 1.72%
Equa Bank % 2.81% 2.87% 2.90% 2.91% 2.94%
Expobank Czech Republic % 1.42% 1.49% 1.42% 1.20% 1.41%
Fio banka % 0.451% 0.453% 0.553% 0.765% 0.563%
Hypotecni Banka % 1.56% 1.45% 1.39% 1.32% 1.24%
Komercni Banka % 2.11% 1.98% 1.97% 2.06% 2.05%
Modra Pyramida Stavebni Sporitelna % 1.90% 2.00% 1.98% 1.79% 1.46%
MONETA Money Bank % 4.95% 4.61% 4.26% 3.90% 3.74%
Moravsky Penezni Ustav % 2.48% 3.83% 2.59% 1.48% 3.74%
PPF Banka % 1.24% 1.06% 0.905% 1.22% 1.40%
Raiffeisen Stavebni Sporitelna % 1.30% 1.11% 1.08% 1.35% 1.40%
Raiffeisenbank Czech Republic % 1.75% 1.67% 1.66% 1.81% 2.06%
Sberbank Czech Republic % 2.19% 2.16% 2.08% 2.00% 2.12%
Stavebni Sporitelna Ceske Sporitelny % 1.12% 1.18% 1.23% 1.32% 1.23%
UniCredit Czech Republic % 1.35% 1.35% 1.28% 1.52% 1.66%
Wustenrot Hypotecni banka % 1.54% 1.30% 1.25% 1.42% 1.45%
Wustenrot Stavebni Sporitelna % 1.77% 1.71% 1.80% 1.72% 1.96%
AVERAGE % 2.03% 1.84% 1.81% 1.74% 1.75% 1.88% 1.85% 2.00%