Ceska Sporitelna - Quarterly Interest Margin & Yields

Net Interest Margin & Interest Rates (%)
Banking | Czech Republic | October 05, 2019
$3.99
Excel Sheet

Ceska Sporitelna's net interest margin amounted to 1.96% in the second quarter of 2019, down from 1.99% when compared to the previous quarter.

Historically, the bank’s net interest margin reached an all time high of 3.77% in 4Q2008 and an all time low of 1.93% in 2Q2018. The average margin in the last six quarters amounted to 2.01%.

Average asset yield was 2.73% in 2Q2019, up from 2.55% when compared to the same period last year. On the other hand, cost of funding amounted to 0.834% in 2Q2019, up from 0.678%.

When compared to bank's main peers, Komercni Banka operated in the second quarter of 2019 with a net interest margin of 2.02% and MONETA Money Bank reached 3.76%.

You can see all the bank’s data at Ceska Sporitelna Profile, or you can download a report on the bank in the report section.

Net Interest Margin Unit Sep 2017 Dec 2017 Mar 2018 Jun 2018 Sep 2018 Dec 2018 Mar 2019 Jun 2019
Air Bank % 2.28% 2.19% 2.37% 2.66% 2.82%
Banka Creditas % 1.60% 1.90% 2.26% 2.61% 2.53%
Ceska Sporitelna % 2.04% 1.99% 1.93% 1.99% 2.16%
Ceskomoravska Stavebni Sporitelna % 1.40% 1.33% 1.30% 1.32% 1.37%
CSOB % 1.71% 1.72% 1.62% 1.76% 2.00%
Equa Bank % 2.91% 2.94% 2.98% 3.04% 3.15%
Expobank Czech Republic % 1.20% 1.41% 1.64% 2.10% 2.25% ...
Fio banka % 0.765% 0.563% 0.838% 1.19% 1.53%
Hypotecni Banka % 1.32% 1.24% 1.07% 1.23% 1.17%
Komercni Banka % 2.10% 2.07% 2.00% 2.06% 2.20%
Modra Pyramida Stavebni Sporitelna % 1.80% 1.47% 1.51% 1.45% 1.38%
MONETA Money Bank % 3.90% 3.74% 3.84% 4.00% 4.02%
Moravsky Penezni Ustav % 1.48% 3.74% 1.97% 2.36% ... ... ...
PPF Banka % 1.22% 1.40% 1.49% 1.63% 2.09%
Raiffeisen Stavebni Sporitelna % 1.35% 1.40% 1.45% 1.49% ... ... ...
Raiffeisenbank Czech Republic % 1.81% 2.06% 2.01% 2.10% 2.24%
Sberbank Czech Republic % 2.00% 2.12% 2.12% 2.24% 2.44%
Stavebni Sporitelna Ceske Sporitelny % 1.32% 1.23% 1.42% 1.58% ... ... ...
UniCredit Czech Republic % 1.52% 1.66% 1.60% 1.69% 1.88%
Wustenrot Hypotecni banka % 1.42% 1.45% 1.33% 1.22% ... ... ...
Wustenrot Stavebni Sporitelna % 1.72% 1.96% 2.15% 2.21% ... ... ...
AVERAGE % 1.74% 1.75% 1.88% 1.85% 2.00% 2.20% 2.13% 2.11%