Ceska Sporitelna - Quarterly Interest Margin & Yields

Net Interest Margin & Interest Rates (%)
Banking | Czech Republic | November 11, 2018
$3.99
Excel Sheet

Ceska Sporitelna's net interest margin amounted to 1.99% in the third quarter of 2018, up from 1.93% when compared to the previous quarter.

Historically, the bank’s net interest margin reached an all time high of 3.77% in 4Q2008 and an all time low of 1.93% in 2Q2018. The average margin in the last six quarters amounted to 1.97%.

Average asset yield was 2.53% in 3Q2018, up from 2.17% when compared to the same period last year. On the other hand, cost of funding amounted to 0.584% in 3Q2018, up from 0.240%.

When compared to bank's main peers, CSOB operated in the third quarter of 2018 with a net interest margin of 1.76% Komercni Banka reached 2.04% and MONETA Money Bank some 4.00%.

You can see all the bank’s data at Ceska Sporitelna Profile, or you can download a report on the bank in the report section.

Net Interest Margin Unit Mar 2017 Jun 2017 Sep 2017 Dec 2017 Mar 2018 Jun 2018 Sep 2018 Dec 2018
Air Bank % 1.83% 2.07% 2.28% 2.19% 2.37% ...
Banka Creditas % 0.870% 1.26% 1.60% 1.90% 2.26% ...
Ceska Sporitelna % 1.93% 1.95% 2.04% 1.99% 1.93% ...
Ceskomoravska Stavebni Sporitelna % 1.48% 1.35% 1.40% 1.33% 1.30% ...
CSOB % 1.62% 1.57% 1.71% 1.72% 1.62% ...
Equa Bank % 2.87% 2.90% 2.91% 2.94% 2.98% ...
Expobank Czech Republic % 1.49% 1.42% 1.20% 1.41% 1.64% ...
Fio banka % 0.453% 0.553% 0.765% 0.563% 0.838% ...
Hypotecni Banka % 1.45% 1.39% 1.32% 1.24% 1.07% ...
Komercni Banka % 2.00% 1.99% 2.08% 2.05% 1.98%
Modra Pyramida Stavebni Sporitelna % 2.00% 1.98% 1.79% 1.46% 1.51% ...
MONETA Money Bank % 4.61% 4.26% 3.90% 3.74% 3.84% ...
Moravsky Penezni Ustav % 3.83% 2.59% 1.48% 3.74% 1.97% ...
PPF Banka % 1.06% 0.905% 1.22% 1.40% 1.49% ...
Raiffeisen Stavebni Sporitelna % 1.11% 1.08% 1.35% 1.40% 1.45% ...
Raiffeisenbank Czech Republic % 1.67% 1.66% 1.81% 2.06% 2.01% ...
Sberbank Czech Republic % 2.16% 2.08% 2.00% 2.12% 2.12% ...
Stavebni Sporitelna Ceske Sporitelny % 1.18% 1.23% 1.32% 1.23% 1.42% ...
UniCredit Czech Republic % 1.35% 1.28% 1.52% 1.66% 1.60% ...
Wustenrot Hypotecni banka % 1.30% 1.25% 1.42% 1.45% 1.33% ...
Wustenrot Stavebni Sporitelna % 1.71% 1.80% 1.72% 1.96% 2.15% ...
AVERAGE % 1.84% 1.81% 1.74% 1.75% 1.88% 1.85% 2.00% 2.18%