China Everbright Bank's net interest margin amounted to 1.45% in 2018, down from 1.50% compared to the previous year.
Historically, the bank’s net interest margin reached an all time high of 2.83% in 2008 and an all time low of 1.45% in 2018. The average margin in the last five years amounted to 1.86%.
Average asset yield was 3.99% in 2018, up from 3.96% when compared to previous year. On the other hand, cost of funding amounted to 2.75% in 2018, up from 2.63%.
Comparing China Everbright Bank with its closest peers, Home Credit China operated in 2018 with a net interest margin of 17.2% in 2018, Qudian reached 15.7% and Lexin FinTech some 13.6%.
You can see all the bank’s data at China Everbright Bank Profile, or you can download a report on the bank in the report section.
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