China Minsheng Banking's non-performing loans reached 2.08% of total loans at the end of 2019-06-30, down from 2.66% compared to the previous year. Historically, the NPL ratio hit an all time high of 2.66% in 2018-06-30 and an all time low of 0.656% in 2011-03-31.
Provision coverage amounted to 81.3% at the end of 2019-06-30, down from 105% compared to a year earlier.
The bank created loan loss provisions worth of 1.85% of average loans in 2019-06-30. That's compared to 1.70% of loans the bank put aside to its cost on average in the last five years.
Comparing China Minsheng Banking with its closest peers, Home Credit China operated at the end of 2019-06-30 with NPL ratio of 1.39% and provision coverage of 846% and Qudian with 5.62% and 133% respectively.
You can see all the bank’s data at China Minsheng Banking Profile, or you can download a report on the bank in the report section.
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