China Minsheng Banking's net interest margin amounted to 1.29% in 2018, down from 1.47% compared to the previous year.
Historically, the bank’s net interest margin reached an all time high of 3.20% in 2011 and an all time low of 1.29% in 2018. The average margin in the last five years amounted to 1.87%.
Average asset yield was 3.96% in 2018, up from 3.91% when compared to previous year. On the other hand, cost of funding amounted to 2.87% in 2018, up from 2.61%.
Comparing China Minsheng Banking with its closest peers, Home Credit China operated in 2018 with a net interest margin of 17.2% in 2018, Qudian reached 15.7% and Lexin FinTech some 13.6%.
You can see all the bank’s data at China Minsheng Banking Profile, or you can download a report on the bank in the report section.
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