Corporate Commercial Bank - Asset Quality

NPLs (As % Of Loans) & Provisions (As % Of NPLs)
Banking | Bulgaria | February 22, 2018
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Excel Sheet

Corporate Commercial Bank's non-performing loans reached 1.28% of total loans at the end of 2013, up from 0.560% compared to the previous year. Historically, the NPL ratio hit an all time high of 1.28% in 2013 and an all time low of 0.183% in 2010.

Provision coverage amounted to 101% at the end of 2013, down from 173% compared to a year earlier.

The bank created loan loss provisions worth of 0.692% of average loans in 2013. That's compared to 0.506% of loans the bank put aside to its cost on average in the last five years.

Comparing Corporate Commercial Bank with its closest peers, United Bulgarian Bank operated at the end of 2013 with NPL ratio of 19.4% and provision coverage of 81.7%, Raiffeisenbank Bulgaria with 8.40% and 118% respectively and UniCredit Bulbank had 15.8% of bad loans covered with 62.4% by provisions at the end of 2013.

You can see all the bank’s data at Corporate Commercial Bank Profile, or you can download a report on the bank in the report section.

NPLs (As % Of Loans) Unit 2010 2011 2012 2013 2014 2015 2016 2017
Central Cooperative Bank % 3.08% 2.72% 2.32% 2.02% 10.3%
Corporate Commercial Bank % 0.354% 0.560% 1.28% ... ... ... ...
D Commerce Bank % ... ... 1.74% 4.23% 5.30% 6.63%
DSK Bank % 17.3% 21.1% 21.5% 15.5% 15.1%
Eurobank Bulgaria % 9.60% 8.59% 9.74% 11.9% 10.4%
First Investment Bank % 3.18% 9.65% 7.66% 6.52% 23.9%
Piraeus Bank Bulgaria % 13.7% 24.3% 28.1% 35.3% 33.3%
Raiffeisenbank Bulgaria % 8.18% 8.28% 8.40% 5.93% 11.0%
Societe Generale Expressbank % 5.86% 6.72% 13.0% 10.7% 10.9%
UniCredit Bulbank % 12.4% 13.0% 15.8% 13.3% 13.2%
United Bulgarian Bank % 14.4% 17.1% 19.4% 20.5% ...
AVERAGE % 6.57% 8.81% 10.3% 11.9% 12.7% 15.0% 15.3% 11.7%