Creditas's net interest margin amounted to 1.56% in 2017, down from 2.79% when compared to the previous year.
Historically, the bank’s net interest margin reached an all time high of 6.29% in 2011 and an all time low of 1.56% in 2017. The average margin in the last five years amounted to 2.90%.
Average asset yield was 3.02% in 2017, down from 4.95% when compared to previous year. On the other hand, cost of funding amounted to 1.60% in 2017, down from 2.48%.