CSOB - Quarterly Cost Efficiency

Costs As % Of Assets & Income
Banking | Czech Republic | February 15, 2021
$2.99
Excel Sheet

CSOB's cost to income ratio reached 60.6% in the fourth quarter of 2020, up from 54.2% when compared to the previous quarter.

Historically, the bank’s costs reached an all time high of 433% of income in 3Q2008 and an all time low of 24.9% in 4Q2009.

When compared to total assets, bank's cost amounted to 1.12% in 4Q2020, up from 1.04% in the previous quarter.

Staff accounted for 51.6% of total operating expenditures in the fourth quarter of 2020. The bank operated a network of 212 branches and employed 8,349 persons in 4Q2020.

When compared to bank's main peers, Komercni Banka operated in 4Q2020 with a cost to income ratio of 48.7% and MONETA Money Bank reached 53.2%.

You can see all the bank’s data at CSOB Profile, or you can download a report on the bank in the report section.

Costs (As % Of Assets) Unit Sep 2008 Dec 2008 Mar 2009 Jun 2009 Sep 2009 Dec 2009 Mar 2010 Jun 2010 Sep 2010 Dec 2010 Mar 2011 Jun 2011 Sep 2011 Dec 2011 Mar 2012 Jun 2012 Sep 2012 Dec 2012 Mar 2013 Jun 2013 Sep 2013 Dec 2013 Mar 2014 Jun 2014 Sep 2014 Dec 2014 Mar 2015 Jun 2015 Sep 2015 Dec 2015 Mar 2016 Jun 2016 Sep 2016 Dec 2016 Mar 2017 Jun 2017 Sep 2017 Dec 2017 Mar 2018 Jun 2018 Sep 2018 Dec 2018 Mar 2019 Jun 2019 Sep 2019 Dec 2019 Mar 2020 Jun 2020 Sep 2020 Dec 2020
Air Bank % ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ...
Banka Creditas % 1.45% 1.25% 1.20% 0.995% 1.14% ...
Ceska Sporitelna % 1.25% 1.24% 1.33% 1.27% 1.14% ...
Ceskomoravska Stavebni Sporitelna % 0.854% ... ... ... ... ... ...
CSOB % 1.09% 1.10% 1.20% 1.28% 0.966%
Equa Bank % ... ... ... ... ... ... ... ... ... ... ... ... ... ... 1.61% ... ... ... ... ... ...
Expobank Czech Republic % ... ... ... ... ... ... ...
Fio banka % ... ... ... ... ... ... ... ... ... ... 0.443% ... ... ... ... ... ...
Hypotecni Banka % 0.281% 0.273% 0.273% 0.404% 0.256% ...
Komercni Banka % 1.22% 1.16% 1.29% 1.52% 1.14%
Modra Pyramida Stavebni Sporitelna % 0.734% ... ... ... ... ... ...
MONETA Money Bank % 2.35% 2.10% 2.32% 2.28% 1.89%
PPF Banka % ... ... 0.579% ... ... ... ... ... ...
Raiffeisen Stavebni Sporitelna % 0.773% 0.817% 0.754% 0.972% 0.907% ...
Raiffeisenbank Czech Republic % 1.60% 1.72% 1.99% 1.98% 1.45% ...
Sberbank Czech Republic % 1.80% 1.70% 2.11% 1.75% 1.51% ...
Stavebni Sporitelna Ceske Sporitelny % 0.898% 0.627% 0.998% 0.825% 0.653% ...
Trinity Bank % 2.20% 1.72% 1.34% 1.15% 1.23% ...
UniCredit Czech Republic % 0.731% 0.614% 0.876% 1.11% 0.593% ...
Wustenrot Hypotecni banka % 0.813% 0.819% 0.806% 0.976% 0.595% ...
Wustenrot Stavebni Sporitelna % 1.79% 1.79% 1.89% 1.97% 1.92% ...
AVERAGE % 2.19% 1.99% 1.69% 1.70% 1.62% 1.77% 1.53% 1.61% 1.61% 1.72% 1.66% 1.72% 5.37% 3.22% 2.66% 2.18% 1.29% 2.15% 2.03% 1.64% 1.73% 1.62% 1.49% 1.60% 1.50% 1.83% 1.59% 1.59% 1.73% 1.58% 1.65% 1.52% 1.39% 1.47% 1.39% 1.25% 1.19% 1.32% 1.39% 1.22% 1.23% 1.44% 1.38% 1.18% 1.21% 1.31% 1.32% 1.10% 1.00% 1.39%