CSOB Stavebna Sporitelna's non-performing loans reached 5.70% of total loans at the end of 2017, up from 5.59% compared to the previous year. Historically, the NPL ratio hit an all time high of 8.24% in 2006 and an all time low of 2.19% in 2013.
Provision coverage amounted to 47.3% at the end of 2017, up from 37.5% compared to a year earlier.
The bank created loan loss provisions worth of 0.717% of average loans in 2017. That's compared to 0.606% of loans the bank put aside to its cost on average in the last five years.
Comparing CSOB Stavebna Sporitelna with its closest peers, Wustenrot Stavebna Sporitelna operated at the end of 2017 with NPL ratio of 4.85% and provision coverage of 66.7%, Prva Stavebna Sporitelna with 8.63% and 30.6% respectively and Tatra banka had 2.90% of bad loans covered with 70.0% by provisions at the end of 2017.
You can see all the bank’s data at CSOB Stavebna Sporitelna Profile, or you can download a report on the bank in the report section.
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