CSOB Stavebna Sporitelna's non-performing loans reached 5.70% of total loans at the end of 2017, up from 5.59% when compared to the previous year. Historically, the NPL ratio hit an all time high of 8.24% in 2006 and an all time low of 2.19% in 2013.
Provision coverage amounted to 47.3% at the end of 2017, up from 37.5% compared to a year earlier.
The bank created loan loss provisions worth of 0.717% of average loans in 2017. That's compared to 0.606% of loans the bank put aside to its cost on average in the last five years.